Richmond Mutual Bancorporation Inc

Company Profile

Richmond Mutual Bancorporation Inc had its IPO on 2019-07-02 under the ticker symbol RMBI.

The company operates in the Financial Services sector and Banks-Regional industry. Richmond Mutual Bancorporation Inc has a staff strength of 183 employees.

Stock update

Shares of Richmond Mutual Bancorporation Inc opened at $11.19 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $11.15 - $11.46, and closed at $11.35.

This is a +1.79% increase from the previous day's closing price.

A total volume of 9,625 shares were traded at the close of the day’s session.

In the last one week, shares of Richmond Mutual Bancorporation Inc have slipped by -0.44%.

Richmond Mutual Bancorporation Inc's Key Ratios

Richmond Mutual Bancorporation Inc has a market cap of $130.22 million, indicating a price to book ratio of 1.2043 and a price to sales ratio of 3.2751.

In the last 12-months Richmond Mutual Bancorporation Inc’s revenue was $44.82 million with a gross profit of $45.91 million and an EBITDA of $0. The EBITDA ratio measures Richmond Mutual Bancorporation Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Richmond Mutual Bancorporation Inc’s operating margin was 33.91% while its return on assets stood at 0.9% with a return of equity of 8.94%.

In Q2, Richmond Mutual Bancorporation Inc’s quarterly earnings growth was a negative -16.5% while revenue growth was a negative 8.9%.

Richmond Mutual Bancorporation Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

10.1786

PEG

Its diluted EPS in the last 12-months stands at $1.12 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Richmond Mutual Bancorporation Inc’s profitability.

Richmond Mutual Bancorporation Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.2751.

Richmond Mutual Bancorporation Inc stock pays annual dividends of $0.48 per share, indicating a yield of 4.91% and a payout ratio of 46.02%.

Balance sheet and cash flow metrics

Total Assets

$1.41 billion

Total Liabilities

$3.29 million

Operating Cash Flow

$-50760541.00

Capital Expenditure

$292032

Dividend Payout Ratio

46.02%

Richmond Mutual Bancorporation Inc ended 2024 with $1.41 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.41 billion while shareholder equity stood at $130.83 million.

Richmond Mutual Bancorporation Inc ended 2024 with $0 in deferred long-term liabilities, $3.29 million in other current liabilities, 114486.00 in common stock, $87.52 million in retained earnings and $0 in goodwill. Its cash balance stood at $17.95 million and cash and short-term investments were $290.83 billion. The company’s total short-term debt was $226,000,000 while long-term debt stood at $226.00 million.

Richmond Mutual Bancorporation Inc’s total current assets stands at $295.87 billion while long-term investments were $339900.00 and short-term investments were $281.35 million. Its net receivables were $157.22 million compared to accounts payable of $3.29 million and inventory worth $0.

In 2024, Richmond Mutual Bancorporation Inc's operating cash flow was $-50760541.00 while its capital expenditure stood at $292032.

Comparatively, Richmond Mutual Bancorporation Inc paid $0.46 in dividends in 2024.

Other key metrics

Current Trading Price

$11.35

52-Week High

$13.7534

52-Week Low

$8.3978

Analyst Target Price

$

Richmond Mutual Bancorporation Inc stock is currently trading at $11.35 per share. It touched a 52-week high of $13.7534 and a 52-week low of $13.7534. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $11.29 and 200-day moving average was $11.34 The short ratio stood at 3.35 indicating a short percent outstanding of 0%.

Around 1403.4% of the company’s stock are held by insiders while 1682.7% are held by institutions.