Riverview Bancorp Inc

Company Profile

Riverview Bancorp Inc had its IPO on 1993-08-13 under the ticker symbol RVSB.

The company operates in the Financial Services sector and Banks-Regional industry. Riverview Bancorp Inc has a staff strength of 229 employees.

Stock update

Shares of Riverview Bancorp Inc opened at $5.95 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $5.9 - $6.03, and closed at $5.9.

This is a -0.51% slip from the previous day's closing price.

A total volume of 29,883 shares were traded at the close of the day’s session.

In the last one week, shares of Riverview Bancorp Inc have slipped by -1.17%.

Riverview Bancorp Inc's Key Ratios

Riverview Bancorp Inc has a market cap of $125.25 million, indicating a price to book ratio of 1.0961 and a price to sales ratio of 2.4498.

In the last 12-months Riverview Bancorp Inc’s revenue was $60.91 million with a gross profit of $65.49 million and an EBITDA of $0. The EBITDA ratio measures Riverview Bancorp Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Riverview Bancorp Inc’s operating margin was 36.18% while its return on assets stood at 0.99% with a return of equity of 10.54%.

In Q2, Riverview Bancorp Inc’s quarterly earnings growth was a negative -38.1% while revenue growth was a negative 13.6%.

Riverview Bancorp Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.9067

PEG

1.41

Its diluted EPS in the last 12-months stands at $0.75 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 1.41. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Riverview Bancorp Inc’s profitability.

Riverview Bancorp Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.4498.

Riverview Bancorp Inc stock pays annual dividends of $0.24 per share, indicating a yield of 4.05% and a payout ratio of 32%.

Balance sheet and cash flow metrics

Total Assets

$1.58 billion

Total Liabilities

$1.40 billion

Operating Cash Flow

$10.31 million

Capital Expenditure

$2.11 million

Dividend Payout Ratio

32%

Riverview Bancorp Inc ended 2024 with $1.58 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.58 billion while shareholder equity stood at $154.07 million.

Riverview Bancorp Inc ended 2024 with $0 in deferred long-term liabilities, $1.40 billion in other current liabilities, 211000.00 in common stock, $119.35 million in retained earnings and $27.08 million in goodwill. Its cash balance stood at $29.95 million and cash and short-term investments were $234.27 million. The company’s total short-term debt was $136,069,000 while long-term debt stood at $163.01 million.

Riverview Bancorp Inc’s total current assets stands at $239.03 million while long-term investments were $444.17 million and short-term investments were $204.32 million. Its net receivables were $4.77 million compared to accounts payable of $19.63 million and inventory worth $0.

In 2024, Riverview Bancorp Inc's operating cash flow was $10.31 million while its capital expenditure stood at $2.11 million.

Comparatively, Riverview Bancorp Inc paid $0.32 in dividends in 2024.

Other key metrics

Current Trading Price

$5.9

52-Week High

$7.7694

52-Week Low

$4.122

Analyst Target Price

$6

Riverview Bancorp Inc stock is currently trading at $5.9 per share. It touched a 52-week high of $7.7694 and a 52-week low of $7.7694. Analysts tracking the stock have a 12-month average target price of $6.

Its 50-day moving average was $5.63 and 200-day moving average was $5.92 The short ratio stood at 0.84 indicating a short percent outstanding of 0%.

Around 687.8% of the company’s stock are held by insiders while 6543.5% are held by institutions.