SLM Corp

Company Profile

SLM Corp had its IPO on 1988-01-05 under the ticker symbol SLM.

The company operates in the Financial Services sector and Credit Services industry. SLM Corp has a staff strength of 1,700 employees.

Stock update

Shares of SLM Corp opened at $14.2 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $14.06 - $14.21, and closed at $14.16.

This is a -0.7% slip from the previous day's closing price.

A total volume of 3,023,318 shares were traded at the close of the day’s session.

In the last one week, shares of SLM Corp have slipped by -3.28%.

SLM Corp's Key Ratios

SLM Corp has a market cap of $3.22 billion, indicating a price to book ratio of 2.4136 and a price to sales ratio of 2.4471.

In the last 12-months SLM Corp’s revenue was $1.13 billion with a gross profit of $1.19 billion and an EBITDA of $0. The EBITDA ratio measures SLM Corp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, SLM Corp’s operating margin was 46.46% while its return on assets stood at 1.38% with a return of equity of 20.18%.

In Q2, SLM Corp’s quarterly earnings growth was a negative -14.7% while revenue growth was a negative 13.1%.

SLM Corp’s PE and PEG Ratio

Forward PE

6.3012

Trailing PE

8.9125

PEG

0.5827

Its diluted EPS in the last 12-months stands at $1.6 per share while it has a forward price to earnings multiple of 6.3012 and a PEG multiple of 0.5827. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into SLM Corp’s profitability.

SLM Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.4471.

SLM Corp stock pays annual dividends of $0.44 per share, indicating a yield of 3.09% and a payout ratio of 28.76%.

Balance sheet and cash flow metrics

Total Assets

$27.71 billion

Total Liabilities

$20.36 billion

Operating Cash Flow

$2.23 billion

Capital Expenditure

$0

Dividend Payout Ratio

28.76%

SLM Corp ended 2024 with $27.71 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $27.71 billion while shareholder equity stood at $1.81 billion.

SLM Corp ended 2024 with $0 in deferred long-term liabilities, $20.36 billion in other current liabilities, 87599000.00 in common stock, $3.49 billion in retained earnings and $0 in goodwill. Its cash balance stood at $3.88 billion and cash and short-term investments were $3.88 billion. The company’s total short-term debt was $0 while long-term debt stood at $5.21 billion.

SLM Corp’s total current assets stands at $5.50 billion while long-term investments were $2.53 billion and short-term investments were $2.37 billion. Its net receivables were $1.63 billion compared to accounts payable of $0 and inventory worth $0.

In 2024, SLM Corp's operating cash flow was $2.23 billion while its capital expenditure stood at $0.

Comparatively, SLM Corp paid $0.29 in dividends in 2024.

Other key metrics

Current Trading Price

$14.16

52-Week High

$17.5067

52-Week Low

$10.6494

Analyst Target Price

$18.41

SLM Corp stock is currently trading at $14.16 per share. It touched a 52-week high of $17.5067 and a 52-week low of $17.5067. Analysts tracking the stock have a 12-month average target price of $18.41.

Its 50-day moving average was $15.25 and 200-day moving average was $15.08 The short ratio stood at 3.56 indicating a short percent outstanding of 0%.

Around 96.7% of the company’s stock are held by insiders while 9640.7% are held by institutions.