SoFi Technologies Inc.

Company Profile

SoFi Technologies Inc. had its IPO on 2020-11-30 under the ticker symbol SOFI.

The company operates in the Financial Services sector and Credit Services industry. SoFi Technologies Inc. has a staff strength of 4,200 employees.

Stock update

Shares of SoFi Technologies Inc. opened at $8.79 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $8.79 - $9.19, and closed at $9.

This is a +1.12% increase from the previous day's closing price.

A total volume of 25,467,266 shares were traded at the close of the day’s session.

In the last one week, shares of SoFi Technologies Inc. have increased by +2.39%.

SoFi Technologies Inc.'s Key Ratios

SoFi Technologies Inc. has a market cap of $8.35 billion, indicating a price to book ratio of 0.8418 and a price to sales ratio of 2.7255.

In the last 12-months SoFi Technologies Inc.’s revenue was $1.80 billion with a gross profit of $1.21 billion and an EBITDA of $0. The EBITDA ratio measures SoFi Technologies Inc.'s overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, SoFi Technologies Inc.’s operating margin was -11.04% while its return on assets stood at -1.03% with a return of equity of -3.54%.

In Q2, SoFi Technologies Inc.’s quarterly earnings growth was a positive 0% while revenue growth was a positive 37.7%.

SoFi Technologies Inc.’s PE and PEG Ratio

Forward PE

0

Trailing PE

0

PEG

Its diluted EPS in the last 12-months stands at $-0.25 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into SoFi Technologies Inc.’s profitability.

SoFi Technologies Inc. stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.7255.

SoFi Technologies Inc. stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets

$25.56 billion

Total Liabilities

$632.46 million

Operating Cash Flow

$-267673000.00

Capital Expenditure

$27.60 million

Dividend Payout Ratio

0%

SoFi Technologies Inc. ended 2024 with $25.56 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $25.56 billion while shareholder equity stood at $5.58 billion.

SoFi Technologies Inc. ended 2024 with $0 in deferred long-term liabilities, $632.46 million in other current liabilities, 94000.00 in common stock, $-1585492000.00 in retained earnings and $1.64 billion in goodwill. Its cash balance stood at $3.02 billion and cash and short-term investments were $3.56 billion. The company’s total short-term debt was $486,000,000 while long-term debt stood at $6.50 billion.

SoFi Technologies Inc.’s total current assets stands at $3.56 billion while long-term investments were $548.23 million and short-term investments were $382.78 million. Its net receivables were $493.21 million compared to accounts payable of $632.46 million and inventory worth $0.

In 2024, SoFi Technologies Inc.'s operating cash flow was $-267673000.00 while its capital expenditure stood at $27.60 million.

Comparatively, SoFi Technologies Inc. paid $0 in dividends in 2024.

Other key metrics

Current Trading Price

$9

52-Week High

$11.7

52-Week Low

$4.24

Analyst Target Price

$8.17

SoFi Technologies Inc. stock is currently trading at $9 per share. It touched a 52-week high of $11.7 and a 52-week low of $11.7. Analysts tracking the stock have a 12-month average target price of $8.17.

Its 50-day moving average was $8.95 and 200-day moving average was $6.73 The short ratio stood at 2.13 indicating a short percent outstanding of 0%.

Around 636.9% of the company’s stock are held by insiders while 3550.8% are held by institutions.