Southern Michigan Bancorp Inc
Prices are adjusted according to historical splits.
Vitals
- Today's Low:
- $17.59
- Today's High:
- $18.25
- Open Price:
- $17.59
- 52W Low:
- $15.55
- 52W High:
- $22.2892
- Prev. Close:
- $17.55
- Volume:
- 9283
Company Statistics
- Market Cap.:
- $80.23 million
- Book Value:
- 20.198
- Revenue TTM:
- $46.58 million
- Operating Margin TTM:
- 33.22%
- Gross Profit TTM:
- $40.83 million
- Profit Margin:
- 27.69%
- Return on Assets TTM:
- 0.99%
- Return on Equity TTM:
- 14.63%
Company Profile
Southern Michigan Bancorp Inc had its IPO on under the ticker symbol SOMC.
The company operates in the Financial Services sector and Banks-Regional industry. Southern Michigan Bancorp Inc has a staff strength of 0 employees.
Stock update
Shares of Southern Michigan Bancorp Inc opened at $17.59 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $17.59 - $18.25, and closed at $18.25.
This is a +3.99% increase from the previous day's closing price.
A total volume of 9,283 shares were traded at the close of the day’s session.
In the last one week, shares of Southern Michigan Bancorp Inc have increased by +3.11%.
Southern Michigan Bancorp Inc's Key Ratios
Southern Michigan Bancorp Inc has a market cap of $80.23 million, indicating a price to book ratio of 1.0913 and a price to sales ratio of 2.0711.
In the last 12-months Southern Michigan Bancorp Inc’s revenue was $46.58 million with a gross profit of $40.83 million and an EBITDA of $0. The EBITDA ratio measures Southern Michigan Bancorp Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Southern Michigan Bancorp Inc’s operating margin was 33.22% while its return on assets stood at 0.99% with a return of equity of 14.63%.
In Q3, Southern Michigan Bancorp Inc’s quarterly earnings growth was a negative -20.3% while revenue growth was a positive 1.2%.
Southern Michigan Bancorp Inc’s PE and PEG Ratio
- Forward PE
- 0
- Trailing PE
- 6.8716
- PEG
- 0
Its diluted EPS in the last 12-months stands at $2.554 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Southern Michigan Bancorp Inc’s profitability.
Southern Michigan Bancorp Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.0711.
Southern Michigan Bancorp Inc stock pays annual dividends of $0.54 per share, indicating a yield of 3.16% and a payout ratio of 19.15%.
Balance sheet and cash flow metrics
- Total Assets
- $0
- Total Liabilities
- $1.12 billion
- Operating Cash Flow
- $0
- Capital Expenditure
- $0
- Dividend Payout Ratio
- 19.15%
Southern Michigan Bancorp Inc ended 2024 with $0 in total assets and $0 in total liabilities. Its intangible assets were valued at $0 while shareholder equity stood at $0.
Southern Michigan Bancorp Inc ended 2024 with $0 in deferred long-term liabilities, $1.12 billion in other current liabilities, 11358000.00 in common stock, $79.71 million in retained earnings and $0 in goodwill. Its cash balance stood at $0 and cash and short-term investments were $0. The company’s total short-term debt was $0 while long-term debt stood at $0.
Southern Michigan Bancorp Inc’s total current assets stands at $94.68 million while long-term investments were $0 and short-term investments were $0. Its net receivables were $0 compared to accounts payable of $1.09 billion and inventory worth $0.
In 2024, Southern Michigan Bancorp Inc's operating cash flow was $0 while its capital expenditure stood at $0.
Comparatively, Southern Michigan Bancorp Inc paid $0.19 in dividends in 2024.
Other key metrics
- Current Trading Price
- $18.25
- 52-Week High
- $22.2892
- 52-Week Low
- $15.55
- Analyst Target Price
- $
Southern Michigan Bancorp Inc stock is currently trading at $18.25 per share. It touched a 52-week high of $22.2892 and a 52-week low of $22.2892. Analysts tracking the stock have a 12-month average target price of $.
Its 50-day moving average was $18.15 and 200-day moving average was $19.64 The short ratio stood at 0 indicating a short percent outstanding of 0%.
Around 0% of the company’s stock are held by insiders while 0% are held by institutions.
Frequently Asked Questions About Southern Michigan Bancorp Inc
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About
Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest Michigan communities. Its deposit products include interest and non-interest checking, savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit and IRAs. The company also provides home mortgages and equity loans, home equity lines of credit, VA and FHA home loans, USDA rural development loans, and auto/personal loans; business loans, such as lines of credit, term loans, commercial real estate loans, commercial and industrial loans, agriculture loans, letters of credit, small business administration loans, and capital access loans; industrial, construction, real estate, and inventory loans; and consumer lending products comprising direct and indirect loans to purchasers of residential real property and consumer goods. In addition, it offers trust and investment services that include investment management, trustee, IRA rollovers and retirement plan, institutional and personal custody, estate settlement, wealth management, estate and wealth transfer planning assistance, charitable gift planning assistance, and cash management custody services; and safe deposit box and automated teller machine services. Further, the company provides online and mobile banking, bill pay, e-statements, health savings account, ACH, wire transfer, remote deposit capture, insurance, and merchant services, as well as ATM, debit, credit, and gift cards. The company was founded in 1871 and is based in Coldwater, Michigan.