Stellar Bancorp Inc.

Company Profile

Stellar Bancorp Inc. had its IPO on 2002-01-22 under the ticker symbol STEL.

The company operates in the Financial Services sector and Banks-Regional industry. Stellar Bancorp Inc. has a staff strength of 1,025 employees.

Stock update

Shares of Stellar Bancorp Inc. opened at $209.65 at the start of the last trading session i.e. 2023-09-13.

The stocks traded within a range of $199.2 - $209.65, and closed at $200.2.

This is a -4.51% slip from the previous day's closing price.

A total volume of 13,688 shares were traded at the close of the day’s session.

In the last one week, shares of Stellar Bancorp Inc. have slipped by -5.12%.

Stellar Bancorp Inc.'s Key Ratios

Stellar Bancorp Inc. has a market cap of $1.16 billion, indicating a price to book ratio of 3.0017 and a price to sales ratio of 6.1531.

In the last 12-months Stellar Bancorp Inc.’s revenue was $374.69 million with a gross profit of $258.60 million and an EBITDA of $0. The EBITDA ratio measures Stellar Bancorp Inc.'s overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Stellar Bancorp Inc.’s operating margin was 45.02% while its return on assets stood at 1.01% with a return of equity of 8.19%.

In Q2, Stellar Bancorp Inc.’s quarterly earnings growth was a positive 17.9% while revenue growth was a positive 92.7%.

Stellar Bancorp Inc.’s PE and PEG Ratio

Forward PE

9.1912

Trailing PE

13.4383

PEG

Its diluted EPS in the last 12-months stands at $1.62 per share while it has a forward price to earnings multiple of 9.1912 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Stellar Bancorp Inc.’s profitability.

Stellar Bancorp Inc. stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 6.1531.

Stellar Bancorp Inc. stock pays annual dividends of $0.49 per share, indicating a yield of 2.39% and a payout ratio of 27.08%.

Balance sheet and cash flow metrics

Total Assets

$10.78 billion

Total Liabilities

$4.56 million

Operating Cash Flow

$-159887000.00

Capital Expenditure

$1.24 million

Dividend Payout Ratio

27.08%

Stellar Bancorp Inc. ended 2024 with $10.78 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $10.78 billion while shareholder equity stood at $1.46 billion.

Stellar Bancorp Inc. ended 2024 with $0 in deferred long-term liabilities, $4.56 million in other current liabilities, 533000.00 in common stock, $361.62 million in retained earnings and $497.26 million in goodwill. Its cash balance stood at $304.09 million and cash and short-term investments were $1.58 billion. The company’s total short-term debt was $369,963,000 while long-term debt stood at $109.57 million.

Stellar Bancorp Inc.’s total current assets stands at $1.63 billion while long-term investments were $1.48 billion and short-term investments were $1.48 billion. Its net receivables were $42.05 million compared to accounts payable of $4.56 million and inventory worth $0.

In 2024, Stellar Bancorp Inc.'s operating cash flow was $-159887000.00 while its capital expenditure stood at $1.24 million.

Comparatively, Stellar Bancorp Inc. paid $0.27 in dividends in 2024.

Other key metrics

Current Trading Price

$200.2

52-Week High

$35.5702

52-Week Low

$20.138

Analyst Target Price

$28.2

Stellar Bancorp Inc. stock is currently trading at $200.2 per share. It touched a 52-week high of $35.5702 and a 52-week low of $35.5702. Analysts tracking the stock have a 12-month average target price of $28.2.

Its 50-day moving average was $192.47 and 200-day moving average was $157.62 The short ratio stood at 5.1 indicating a short percent outstanding of 0%.

Around 1525.6% of the company’s stock are held by insiders while 5246.2% are held by institutions.