TC Bancshares Inc

Company Profile

TC Bancshares Inc had its IPO on 2021-07-21 under the ticker symbol TCBC.

The company operates in the Financial Services sector and Banks-Regional industry. TC Bancshares Inc has a staff strength of 59 employees.

Stock update

Shares of TC Bancshares Inc opened at $13.55 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $13.55 - $14, and closed at $13.56.

This is a +0.07% increase from the previous day's closing price.

A total volume of 8,537 shares were traded at the close of the day’s session.

In the last one week, shares of TC Bancshares Inc have slipped by -0.07%.

TC Bancshares Inc's Key Ratios

TC Bancshares Inc has a market cap of $64.70 million, indicating a price to book ratio of 0.7908 and a price to sales ratio of 4.1933.

In the last 12-months TC Bancshares Inc’s revenue was $16.08 million with a gross profit of $15.90 million and an EBITDA of $0. The EBITDA ratio measures TC Bancshares Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, TC Bancshares Inc’s operating margin was 9.56% while its return on assets stood at 0.22% with a return of equity of 1.12%.

In Q2, TC Bancshares Inc’s quarterly earnings growth was a negative -75% while revenue growth was a negative 0.5%.

TC Bancshares Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

67.85

PEG

Its diluted EPS in the last 12-months stands at $0.2 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into TC Bancshares Inc’s profitability.

TC Bancshares Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 4.1933.

TC Bancshares Inc stock pays annual dividends of $0.1 per share, indicating a yield of 0.73% and a payout ratio of 52.6%.

Balance sheet and cash flow metrics

Total Assets

$426.71 million

Total Liabilities

$4.53 million

Operating Cash Flow

$0

Capital Expenditure

$858652

Dividend Payout Ratio

52.6%

TC Bancshares Inc ended 2024 with $426.71 million in total assets and $0 in total liabilities. Its intangible assets were valued at $426.71 million while shareholder equity stood at $83.22 million.

TC Bancshares Inc ended 2024 with $0 in deferred long-term liabilities, $4.53 million in other current liabilities, 47999.00 in common stock, $44.69 million in retained earnings and $0 in goodwill. Its cash balance stood at $21.66 million and cash and short-term investments were $62.57 billion. The company’s total short-term debt was $0 while long-term debt stood at $5.00 million.

TC Bancshares Inc’s total current assets stands at $62.57 billion while long-term investments were $43.57 million and short-term investments were $42.40 million. Its net receivables were $6.04 million compared to accounts payable of $4.53 million and inventory worth $0.

In 2024, TC Bancshares Inc's operating cash flow was $0 while its capital expenditure stood at $858652.

Comparatively, TC Bancshares Inc paid $0.53 in dividends in 2024.

Other key metrics

Current Trading Price

$13.56

52-Week High

$17.2146

52-Week Low

$12.9645

Analyst Target Price

$

TC Bancshares Inc stock is currently trading at $13.56 per share. It touched a 52-week high of $17.2146 and a 52-week low of $17.2146. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $14.18 and 200-day moving average was $14.62 The short ratio stood at 0.25 indicating a short percent outstanding of 0%.

Around 603.7% of the company’s stock are held by insiders while 2162.4% are held by institutions.