Community Financial Corp

Company Profile

Community Financial Corp had its IPO on 2002-02-28 under the ticker symbol TCFC.

The company operates in the Financial Services sector and Banks-Regional industry. Community Financial Corp has a staff strength of 196 employees.

Stock update

Shares of Community Financial Corp opened at $33.51 at the start of the last trading session i.e. 2023-03-24.

The stocks traded within a range of $33.4 - $34.09, and closed at $33.91.

This is a -0.26% slip from the previous day's closing price.

A total volume of 4,166 shares were traded at the close of the day’s session.

In the last one week, shares of Community Financial Corp have slipped by -6.2%.

Community Financial Corp's Key Ratios

Community Financial Corp has a market cap of $188.96 million, indicating a price to book ratio of 1.2501 and a price to sales ratio of 2.9814.

In the last 12-months Community Financial Corp’s revenue was $77.34 million with a gross profit of $77.34 million and an EBITDA of $0. The EBITDA ratio measures Community Financial Corp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Community Financial Corp’s operating margin was 52.11% while its return on assets stood at 1.2% with a return of equity of 14.33%.

In Q4, Community Financial Corp’s quarterly earnings growth was a positive 14.3% while revenue growth was a positive 13.2%.

Community Financial Corp’s PE and PEG Ratio

Forward PE

0

Trailing PE

6.8583

PEG

1.7

Its diluted EPS in the last 12-months stands at $4.87 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 1.7. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Community Financial Corp’s profitability.

Community Financial Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.9814.

Community Financial Corp stock pays annual dividends of $0.7 per share, indicating a yield of 2% and a payout ratio of 13.65%.

Balance sheet and cash flow metrics

Total Assets

$2.41 billion

Total Liabilities

$79.00 million

Operating Cash Flow

$-75843000.00

Capital Expenditure

$162000

Dividend Payout Ratio

13.65%

Community Financial Corp ended 2023 with $2.41 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.41 billion while shareholder equity stood at $187.01 million.

Community Financial Corp ended 2023 with $0 in deferred long-term liabilities, $79.00 million in other current liabilities, 56000.00 in common stock, $132.24 million in retained earnings and $10.84 million in goodwill. Its cash balance stood at $23.33 million and cash and short-term investments were $486.08 million. The company’s total short-term debt was $79,000,000 while long-term debt stood at $31.57 million.

Community Financial Corp’s total current assets stands at $2.31 billion while long-term investments were $467.24 million and short-term investments were $462.75 million. Its net receivables were $8.34 million compared to accounts payable of $17.78 million and inventory worth $0.

In 2023, Community Financial Corp's operating cash flow was $-75843000.00 while its capital expenditure stood at $162000.

Comparatively, Community Financial Corp paid $0.14 in dividends in 2023.

Other key metrics

Current Trading Price

$33.91

52-Week High

$41.43

52-Week Low

$32.6926

Analyst Target Price

$47.5

Community Financial Corp stock is currently trading at $33.91 per share. It touched a 52-week high of $41.43 and a 52-week low of $41.43. Analysts tracking the stock have a 12-month average target price of $47.5.

Its 50-day moving average was $39.02 and 200-day moving average was $37.47 The short ratio stood at 0.72 indicating a short percent outstanding of 0%.

Around 711.5% of the company’s stock are held by insiders while 3708.9% are held by institutions.