Tompkins Financial Corporation

Company Profile

Tompkins Financial Corporation had its IPO on 1990-03-28 under the ticker symbol TMP.

The company operates in the Financial Services sector and Banks-Regional industry. Tompkins Financial Corporation has a staff strength of 978 employees.

Stock update

Shares of Tompkins Financial Corporation opened at $49.7 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $49.02 - $50.1, and closed at $49.85.

This is a +0.65% increase from the previous day's closing price.

A total volume of 37,838 shares were traded at the close of the day’s session.

In the last one week, shares of Tompkins Financial Corporation have slipped by -4.01%.

Tompkins Financial Corporation's Key Ratios

Tompkins Financial Corporation has a market cap of $705.38 million, indicating a price to book ratio of 1.9734 and a price to sales ratio of 3.6268.

In the last 12-months Tompkins Financial Corporation’s revenue was $289.72 million with a gross profit of $305.46 million and an EBITDA of $0. The EBITDA ratio measures Tompkins Financial Corporation's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Tompkins Financial Corporation’s operating margin was 30.52% while its return on assets stood at 0.89% with a return of equity of 10.93%.

In Q2, Tompkins Financial Corporation’s quarterly earnings growth was a negative -59.3% while revenue growth was a negative 18.5%.

Tompkins Financial Corporation’s PE and PEG Ratio

Forward PE

0

Trailing PE

10.2741

PEG

2.46

Its diluted EPS in the last 12-months stands at $4.78 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 2.46. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Tompkins Financial Corporation’s profitability.

Tompkins Financial Corporation stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.6268.

Tompkins Financial Corporation stock pays annual dividends of $2.37 per share, indicating a yield of 4.75% and a payout ratio of 50.21%.

Balance sheet and cash flow metrics

Total Assets

$7.63 billion

Total Liabilities

$6.45 billion

Operating Cash Flow

$11.44 million

Capital Expenditure

$1.94 million

Dividend Payout Ratio

50.21%

Tompkins Financial Corporation ended 2024 with $7.63 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $7.63 billion while shareholder equity stood at $634.97 million.

Tompkins Financial Corporation ended 2024 with $0 in deferred long-term liabilities, $6.45 billion in other current liabilities, 1444000.00 in common stock, $537.10 million in retained earnings and $92.60 million in goodwill. Its cash balance stood at $81.61 million and cash and short-term investments were $1.53 billion. The company’s total short-term debt was $0 while long-term debt stood at $387.10 million.

Tompkins Financial Corporation’s total current assets stands at $1.53 billion while long-term investments were $1.78 billion and short-term investments were $1.47 billion. Its net receivables were $16.87 million compared to accounts payable of $0 and inventory worth $0.

In 2024, Tompkins Financial Corporation's operating cash flow was $11.44 million while its capital expenditure stood at $1.94 million.

Comparatively, Tompkins Financial Corporation paid $0.50 in dividends in 2024.

Other key metrics

Current Trading Price

$49.85

52-Week High

$82.6106

52-Week Low

$47.6761

Analyst Target Price

$57.5

Tompkins Financial Corporation stock is currently trading at $49.85 per share. It touched a 52-week high of $82.6106 and a 52-week low of $82.6106. Analysts tracking the stock have a 12-month average target price of $57.5.

Its 50-day moving average was $55.44 and 200-day moving average was $63.74 The short ratio stood at 7.07 indicating a short percent outstanding of 0%.

Around 930.6% of the company’s stock are held by insiders while 6575.5% are held by institutions.