TrustCo Bank Corp NY

Company Profile

TrustCo Bank Corp NY had its IPO on 1990-03-26 under the ticker symbol TRST.

The company operates in the Financial Services sector and Banks-Regional industry. TrustCo Bank Corp NY has a staff strength of 791 employees.

Stock update

Shares of TrustCo Bank Corp NY opened at $27.39 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $27.29 - $27.53, and closed at $27.35.

This is a -0.18% slip from the previous day's closing price.

A total volume of 46,711 shares were traded at the close of the day’s session.

In the last one week, shares of TrustCo Bank Corp NY have slipped by -5.66%.

TrustCo Bank Corp NY's Key Ratios

TrustCo Bank Corp NY has a market cap of $521.27 million, indicating a price to book ratio of 1.2198 and a price to sales ratio of 3.6826.

In the last 12-months TrustCo Bank Corp NY’s revenue was $206.27 million with a gross profit of $199.74 million and an EBITDA of $0. The EBITDA ratio measures TrustCo Bank Corp NY's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, TrustCo Bank Corp NY’s operating margin was 49.93% while its return on assets stood at 1.21% with a return of equity of 12.24%.

In Q2, TrustCo Bank Corp NY’s quarterly earnings growth was a negative -7.5% while revenue growth was a positive 1.4%.

TrustCo Bank Corp NY’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.0256

PEG

3.73

Its diluted EPS in the last 12-months stands at $3.9 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 3.73. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into TrustCo Bank Corp NY’s profitability.

TrustCo Bank Corp NY stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.6826.

TrustCo Bank Corp NY stock pays annual dividends of $1.43 per share, indicating a yield of 5.2% and a payout ratio of 36.92%.

Balance sheet and cash flow metrics

Total Assets

$6.08 billion

Total Liabilities

$113.77 million

Operating Cash Flow

$-67951000.00

Capital Expenditure

$1.06 million

Dividend Payout Ratio

36.92%

TrustCo Bank Corp NY ended 2025 with $6.08 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $6.08 billion while shareholder equity stood at $621.39 million.

TrustCo Bank Corp NY ended 2025 with $0 in deferred long-term liabilities, $113.77 million in other current liabilities, 20058000.00 in common stock, $414.25 million in retained earnings and $0 in goodwill. Its cash balance stood at $55.66 million and cash and short-term investments were $508.37 million. The company’s total short-term debt was $113,765,000 while long-term debt stood at $0.

TrustCo Bank Corp NY’s total current assets stands at $508.37 million while long-term investments were $459.75 million and short-term investments were $452.70 million. Its net receivables were $4.84 billion compared to accounts payable of $34.85 million and inventory worth $0.

In 2025, TrustCo Bank Corp NY's operating cash flow was $-67951000.00 while its capital expenditure stood at $1.06 million.

Comparatively, TrustCo Bank Corp NY paid $0.37 in dividends in 2025.

Other key metrics

Current Trading Price

$27.35

52-Week High

$37.6339

52-Week Low

$26.5742

Analyst Target Price

$26

TrustCo Bank Corp NY stock is currently trading at $27.35 per share. It touched a 52-week high of $37.6339 and a 52-week low of $37.6339. Analysts tracking the stock have a 12-month average target price of $26.

Its 50-day moving average was $28.96 and 200-day moving average was $31.67 The short ratio stood at 4.2 indicating a short percent outstanding of 0%.

Around 306% of the company’s stock are held by insiders while 7105.6% are held by institutions.