United Bancorp Inc

Company Profile

United Bancorp Inc had its IPO on 1995-08-18 under the ticker symbol UBCP.

The company operates in the Financial Services sector and Banks-Regional industry. United Bancorp Inc has a staff strength of 125 employees.

Stock update

Shares of United Bancorp Inc opened at $11.68 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $11.48 - $11.69, and closed at $11.52.

This is a +0.17% increase from the previous day's closing price.

A total volume of 1,947 shares were traded at the close of the day’s session.

In the last one week, shares of United Bancorp Inc have slipped by -0.54%.

United Bancorp Inc's Key Ratios

United Bancorp Inc has a market cap of $65.44 million, indicating a price to book ratio of 1.6174 and a price to sales ratio of 2.9435.

In the last 12-months United Bancorp Inc’s revenue was $29.96 million with a gross profit of $29.43 million and an EBITDA of $0. The EBITDA ratio measures United Bancorp Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, United Bancorp Inc’s operating margin was 33.13% while its return on assets stood at 1.13% with a return of equity of 15.04%.

In Q2, United Bancorp Inc’s quarterly earnings growth was a positive 0% while revenue growth was a positive 1.3%.

United Bancorp Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.5163

PEG

0

Its diluted EPS in the last 12-months stands at $1.53 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into United Bancorp Inc’s profitability.

United Bancorp Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.9435.

United Bancorp Inc stock pays annual dividends of $0.645 per share, indicating a yield of 5.7% and a payout ratio of 52.54%.

Balance sheet and cash flow metrics

Total Assets

$830.28 million

Total Liabilities

$5.81 million

Operating Cash Flow

$-4095000.00

Capital Expenditure

$240000

Dividend Payout Ratio

52.54%

United Bancorp Inc ended 2024 with $830.28 million in total assets and $0 in total liabilities. Its intangible assets were valued at $830.28 million while shareholder equity stood at $58.41 million.

United Bancorp Inc ended 2024 with $0 in deferred long-term liabilities, $5.81 million in other current liabilities, 6044000.00 in common stock, $41.22 million in retained earnings and $682000.00 in goodwill. Its cash balance stood at $81.76 million and cash and short-term investments were $317.82 million. The company’s total short-term debt was $0 while long-term debt stood at $98.76 million.

United Bancorp Inc’s total current assets stands at $321.36 million while long-term investments were $236.05 million and short-term investments were $236.05 million. Its net receivables were $3.55 million compared to accounts payable of $5.81 million and inventory worth $0.

In 2024, United Bancorp Inc's operating cash flow was $-4095000.00 while its capital expenditure stood at $240000.

Comparatively, United Bancorp Inc paid $0.53 in dividends in 2024.

Other key metrics

Current Trading Price

$11.52

52-Week High

$16.9912

52-Week Low

$10.7905

Analyst Target Price

$22

United Bancorp Inc stock is currently trading at $11.52 per share. It touched a 52-week high of $16.9912 and a 52-week low of $16.9912. Analysts tracking the stock have a 12-month average target price of $22.

Its 50-day moving average was $11.62 and 200-day moving average was $12.78 The short ratio stood at 2.26 indicating a short percent outstanding of 0%.

Around 1303.5% of the company’s stock are held by insiders while 887.4% are held by institutions.