NASDAQ
UBSI

United Bankshares Inc

Banks-Regional
Financial Services

Prices are adjusted according to historical splits.

United Bankshares Inc Stock Price

Vitals

Today's Low:
$27.995
Today's High:
$28.5
Open Price:
$28.27
52W Low:
$27.0475
52W High:
$42.366
Prev. Close:
$28.18
Volume:
417498

Company Statistics

Market Cap.:
$3.80 billion
Book Value:
34.452
Revenue TTM:
$1.04 billion
Operating Margin TTM:
49.42%
Gross Profit TTM:
$1.03 billion
Profit Margin:
37.67%
Return on Assets TTM:
1.35%
Return on Equity TTM:
8.62%

Company Profile

United Bankshares Inc had its IPO on 1990-03-26 under the ticker symbol UBSI.

The company operates in the Financial Services sector and Banks-Regional industry. United Bankshares Inc has a staff strength of 2,799 employees.

Stock update

Shares of United Bankshares Inc opened at $28.27 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $28 - $28.5, and closed at $28.23.

This is a +0.18% increase from the previous day's closing price.

A total volume of 417,498 shares were traded at the close of the day’s session.

In the last one week, shares of United Bankshares Inc have slipped by -7.01%.

United Bankshares Inc's Key Ratios

United Bankshares Inc has a market cap of $3.80 billion, indicating a price to book ratio of 1.2438 and a price to sales ratio of 5.2055.

In the last 12-months United Bankshares Inc’s revenue was $1.04 billion with a gross profit of $1.03 billion and an EBITDA of $0. The EBITDA ratio measures United Bankshares Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, United Bankshares Inc’s operating margin was 49.42% while its return on assets stood at 1.35% with a return of equity of 8.62%.

In Q2, United Bankshares Inc’s quarterly earnings growth was a negative -4% while revenue growth was a negative 2.6%.

United Bankshares Inc’s PE and PEG Ratio

Forward PE
13.8504
Trailing PE
9.6838
PEG
1.92

Its diluted EPS in the last 12-months stands at $2.91 per share while it has a forward price to earnings multiple of 13.8504 and a PEG multiple of 1.92. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into United Bankshares Inc’s profitability.

United Bankshares Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 5.2055.

United Bankshares Inc stock pays annual dividends of $1.44 per share, indicating a yield of 5.05% and a payout ratio of 49.48%.

Balance sheet and cash flow metrics

Total Assets
$29.69 billion
Total Liabilities
$176.74 million
Operating Cash Flow
$0
Capital Expenditure
$3.28 million
Dividend Payout Ratio
49.48%

United Bankshares Inc ended 2024 with $29.69 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $29.69 billion while shareholder equity stood at $4.64 billion.

United Bankshares Inc ended 2024 with $0 in deferred long-term liabilities, $176.74 million in other current liabilities, 4637043000.00 in common stock, $1.67 billion in retained earnings and $1.89 billion in goodwill. Its cash balance stood at $1.69 billion and cash and short-term investments were $5.70 billion. The company’s total short-term debt was $176,739,000 while long-term debt stood at $2.19 billion.

United Bankshares Inc’s total current assets stands at $5.70 billion while long-term investments were $4.34 billion and short-term investments were $4.01 billion. Its net receivables were $97.26 million compared to accounts payable of $0 and inventory worth $0.

In 2024, United Bankshares Inc's operating cash flow was $0 while its capital expenditure stood at $3.28 million.

Comparatively, United Bankshares Inc paid $0.49 in dividends in 2024.

Other key metrics

Current Trading Price
$28.23
52-Week High
$42.366
52-Week Low
$27.0475
Analyst Target Price
$33.83

United Bankshares Inc stock is currently trading at $28.23 per share. It touched a 52-week high of $42.366 and a 52-week low of $42.366. Analysts tracking the stock have a 12-month average target price of $33.83.

Its 50-day moving average was $30.48 and 200-day moving average was $34.11 The short ratio stood at 2.64 indicating a short percent outstanding of 0%.

Around 208.8% of the company’s stock are held by insiders while 7131.9% are held by institutions.

Frequently Asked Questions About United Bankshares Inc

The stock symbol (also called stock or share ticker) of United Bankshares Inc is UBSI

The IPO of United Bankshares Inc took place on 1990-03-26

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About

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Address

300 United Center, Charleston, WV, United States, 25301