United Fire Group Inc

Company Profile

United Fire Group Inc had its IPO on 1990-03-26 under the ticker symbol UFCS.

The company operates in the Financial Services sector and Insurance-Property & Casualty industry. United Fire Group Inc has a staff strength of 1,091 employees.

Stock update

Shares of United Fire Group Inc opened at $18.9 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $18.89 - $19.44, and closed at $19.4.

This is a +2.54% increase from the previous day's closing price.

A total volume of 96,012 shares were traded at the close of the day’s session.

In the last one week, shares of United Fire Group Inc have slipped by -3.58%.

United Fire Group Inc's Key Ratios

United Fire Group Inc has a market cap of $478.01 million, indicating a price to book ratio of 1.0186 and a price to sales ratio of 0.6754.

In the last 12-months United Fire Group Inc’s revenue was $1.05 billion with a gross profit of $15.27 million and an EBITDA of $-68187000. The EBITDA ratio measures United Fire Group Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, United Fire Group Inc’s operating margin was -7.39% while its return on assets stood at -1.64% with a return of equity of -8.04%.

In Q2, United Fire Group Inc’s quarterly earnings growth was a negative -97.5% while revenue growth was a positive 21.7%.

United Fire Group Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

0

PEG

2.9

Its diluted EPS in the last 12-months stands at $-2.32 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 2.9. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into United Fire Group Inc’s profitability.

United Fire Group Inc stock is trading at a EV to sales ratio of 0.7382 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.6754.

United Fire Group Inc stock pays annual dividends of $0.64 per share, indicating a yield of 3.38% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets

$3.02 billion

Total Liabilities

$139.04 million

Operating Cash Flow

$-14012000.00

Capital Expenditure

$3.00 million

Dividend Payout Ratio

0%

United Fire Group Inc ended 2024 with $3.02 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.02 billion while shareholder equity stood at $676.37 million.

United Fire Group Inc ended 2024 with $0 in deferred long-term liabilities, $139.04 million in other current liabilities, 25000.00 in common stock, $556.79 million in retained earnings and $0 in goodwill. Its cash balance stood at $79.70 million and cash and short-term investments were $1.65 billion. The company’s total short-term debt was $0 while long-term debt stood at $50.00 million.

United Fire Group Inc’s total current assets stands at $543.64 million while long-term investments were $1.85 billion and short-term investments were $1.57 billion. Its net receivables were $701.40 million compared to accounts payable of $139.04 million and inventory worth $0.

In 2024, United Fire Group Inc's operating cash flow was $-14012000.00 while its capital expenditure stood at $3.00 million.

Comparatively, United Fire Group Inc paid $0 in dividends in 2024.

Other key metrics

Current Trading Price

$19.4

52-Week High

$33.081

52-Week Low

$18.41

Analyst Target Price

$20

United Fire Group Inc stock is currently trading at $19.4 per share. It touched a 52-week high of $33.081 and a 52-week low of $33.081. Analysts tracking the stock have a 12-month average target price of $20.

Its 50-day moving average was $21.08 and 200-day moving average was $25.05 The short ratio stood at 2.95 indicating a short percent outstanding of 0%.

Around 1797.2% of the company’s stock are held by insiders while 6595.1% are held by institutions.