Umpqua Holdings Corporation

Company Profile

Umpqua Holdings Corporation had its IPO on 1997-04-08 under the ticker symbol UMPQ.

The company operates in the Financial Services sector and Banks-Regional industry. Umpqua Holdings Corporation has a staff strength of 3,500 employees.

Stock update

Shares of Umpqua Holdings Corporation opened at $18.11 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $17.6 - $18.21, and closed at $17.66.

This is a -1.73% slip from the previous day's closing price.

A total volume of 24,809,230 shares were traded at the close of the day’s session.

In the last one week, shares of Umpqua Holdings Corporation have slipped by -5.91%.

Umpqua Holdings Corporation's Key Ratios

Umpqua Holdings Corporation has a market cap of $3.83 billion, indicating a price to book ratio of 1.6017 and a price to sales ratio of 3.2168.

In the last 12-months Umpqua Holdings Corporation’s revenue was $1.19 billion with a gross profit of $1.19 billion and an EBITDA of $0. The EBITDA ratio measures Umpqua Holdings Corporation's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Umpqua Holdings Corporation’s operating margin was 40.99% while its return on assets stood at 1.08% with a return of equity of 12.88%.

In Q4, Umpqua Holdings Corporation’s quarterly earnings growth was a negative -4.8% while revenue growth was a negative 3%.

Umpqua Holdings Corporation’s PE and PEG Ratio

Forward PE

0

Trailing PE

11.3935

PEG

2.24

Its diluted EPS in the last 12-months stands at $1.55 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 2.24. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Umpqua Holdings Corporation’s profitability.

Umpqua Holdings Corporation stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.2168.

Umpqua Holdings Corporation stock pays annual dividends of $0.84 per share, indicating a yield of 4.76% and a payout ratio of 74.34%.

Balance sheet and cash flow metrics

Total Assets

$31.85 billion

Total Liabilities

$91.69 million

Operating Cash Flow

$0

Capital Expenditure

$15.83 million

Dividend Payout Ratio

74.34%

Umpqua Holdings Corporation ended 2024 with $31.85 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $31.85 billion while shareholder equity stood at $2.48 billion.

Umpqua Holdings Corporation ended 2024 with $0 in deferred long-term liabilities, $91.69 million in other current liabilities, 3450493000.00 in common stock, $-543803000.00 in retained earnings and $0 in goodwill. Its cash balance stood at $327.31 million and cash and short-term investments were $1.29 billion. The company’s total short-term debt was $91,694,000 while long-term debt stood at $1.32 billion.

Umpqua Holdings Corporation’s total current assets stands at $967.33 million while long-term investments were $3.27 billion and short-term investments were $967.33 million. Its net receivables were $1.84 billion compared to accounts payable of $0 and inventory worth $0.

In 2024, Umpqua Holdings Corporation's operating cash flow was $0 while its capital expenditure stood at $15.83 million.

Comparatively, Umpqua Holdings Corporation paid $0.74 in dividends in 2024.

Other key metrics

Current Trading Price

$17.66

52-Week High

$20.8496

52-Week Low

$16.0419

Analyst Target Price

$19.98

Umpqua Holdings Corporation stock is currently trading at $17.66 per share. It touched a 52-week high of $20.8496 and a 52-week low of $20.8496. Analysts tracking the stock have a 12-month average target price of $19.98.

Its 50-day moving average was $17.84 and 200-day moving average was $17.65 The short ratio stood at 2.64 indicating a short percent outstanding of 0%.

Around 98.1% of the company’s stock are held by insiders while 9002.5% are held by institutions.