Union Bankshares Inc
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- Market Cap.:
- $97.35 million
- Book Value:
- Revenue TTM:
- $49.74 million
- Operating Margin TTM:
- Gross Profit TTM:
- $48.41 million
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
Union Bankshares Inc had its IPO on 1998-06-11 under the ticker symbol UNB.
The company operates in the Financial Services sector and Banks-Regional industry. Union Bankshares Inc has a staff strength of 188 employees.
Shares of Union Bankshares Inc opened at $21.53 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $20.88 - $21.87, and closed at $20.88.
This is a -3.33% slip from the previous day's closing price.
A total volume of 2,804 shares were traded at the close of the day’s session.
In the last one week, shares of Union Bankshares Inc have slipped by -3.02%.
Union Bankshares Inc's Key Ratios
Union Bankshares Inc has a market cap of $97.35 million, indicating a price to book ratio of 2.18 and a price to sales ratio of 2.1515.
In the last 12-months Union Bankshares Inc’s revenue was $49.74 million with a gross profit of $48.41 million and an EBITDA of $0. The EBITDA ratio measures Union Bankshares Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Union Bankshares Inc’s operating margin was 31.08% while its return on assets stood at 1.02% with a return of equity of 21.64%.
In Q2, Union Bankshares Inc’s quarterly earnings growth was a negative -7.9% while revenue growth was a positive 2.4%.
Union Bankshares Inc’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $2.85 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Union Bankshares Inc’s profitability.
Union Bankshares Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.1515.
Union Bankshares Inc stock pays annual dividends of $1.42 per share, indicating a yield of 6.91% and a payout ratio of 49.92%.
Balance sheet and cash flow metrics
- Total Assets
- $1.33 billion
- Total Liabilities
- $15.23 million
- Operating Cash Flow
- $38.78 million
- Capital Expenditure
- Dividend Payout Ratio
Union Bankshares Inc ended 2023 with $1.33 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.33 billion while shareholder equity stood at $59.05 million.
Union Bankshares Inc ended 2023 with $0 in deferred long-term liabilities, $15.23 million in other current liabilities, 9969000.00 in common stock, $87.14 million in retained earnings and $0 in goodwill. Its cash balance stood at $19.53 million and cash and short-term investments were $19.53 million. The company’s total short-term debt was $1,315,000 while long-term debt stood at $136.77 million.
Union Bankshares Inc’s total current assets stands at $80.87 million while long-term investments were $268.92 million and short-term investments were $267.54 million. Its net receivables were $61.33 million compared to accounts payable of $15.23 million and inventory worth $0.
In 2023, Union Bankshares Inc's operating cash flow was $38.78 million while its capital expenditure stood at $202000.
Comparatively, Union Bankshares Inc paid $0.50 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
Union Bankshares Inc stock is currently trading at $20.88 per share. It touched a 52-week high of $26.7908 and a 52-week low of $26.7908. Analysts tracking the stock have a 12-month average target price of $.
Its 50-day moving average was $22.15 and 200-day moving average was $22.59 The short ratio stood at 1.02 indicating a short percent outstanding of 0%.
Around 1988.5% of the company’s stock are held by insiders while 1108.9% are held by institutions.
Frequently Asked Questions About Union Bankshares Inc
Similar Industry Stocks (Banks-Regional)
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; home improvement loans and overdraft; and residential construction and mortgage loans. In addition, it offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM services; debit cards; telephone, Internet, and mobile banking services; and asset management, fiduciary, and trust services. The company offers retail banking services to individuals; and commercial banking services to small and medium sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. Union Bankshares, Inc. was founded in 1891 and is headquartered in Morrisville, Vermont.