Unum Group

Company Profile

Unum Group had its IPO on 1986-11-06 under the ticker symbol UNM.

The company operates in the Financial Services sector and Insurance-Life industry. Unum Group has a staff strength of 10,665 employees.

Stock update

Shares of Unum Group opened at $48.56 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $48.15 - $49.07, and closed at $48.51.

This is a +0.17% increase from the previous day's closing price.

A total volume of 1,154,075 shares were traded at the close of the day’s session.

In the last one week, shares of Unum Group have slipped by -1.96%.

Unum Group's Key Ratios

Unum Group has a market cap of $9.42 billion, indicating a price to book ratio of 0.9091 and a price to sales ratio of 0.6551.

In the last 12-months Unum Group’s revenue was $12.12 billion with a gross profit of $3.93 billion and an EBITDA of $2.15 billion. The EBITDA ratio measures Unum Group's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Unum Group’s operating margin was 16.85% while its return on assets stood at 2.04% with a return of equity of 15.38%.

In Q2, Unum Group’s quarterly earnings growth was a positive 9.4% while revenue growth was a positive 2.4%.

Unum Group’s PE and PEG Ratio

Forward PE

6.2854

Trailing PE

6.6036

PEG

2.5

Its diluted EPS in the last 12-months stands at $7.29 per share while it has a forward price to earnings multiple of 6.2854 and a PEG multiple of 2.5. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Unum Group’s profitability.

Unum Group stock is trading at a EV to sales ratio of 0.9433 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.6551.

Unum Group stock pays annual dividends of $1.32 per share, indicating a yield of 3.03% and a payout ratio of 19.72%.

Balance sheet and cash flow metrics

Total Assets

$61.90 billion

Total Liabilities

$181.10 million

Operating Cash Flow

$-232700000.00

Capital Expenditure

$27.20 million

Dividend Payout Ratio

19.72%

Unum Group ended 2023 with $61.90 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $61.90 billion while shareholder equity stood at $9.25 billion.

Unum Group ended 2023 with $23.90 million in deferred long-term liabilities, $181.10 million in other current liabilities, 30900000.00 in common stock, $13.76 billion in retained earnings and $349.70 million in goodwill. Its cash balance stood at $108.30 million and cash and short-term investments were $37.14 billion. The company’s total short-term debt was $2,000,000 while long-term debt stood at $3.43 billion.

Unum Group’s total current assets stands at $48.12 billion while long-term investments were $45.11 billion and short-term investments were $37.03 billion. Its net receivables were $10.99 billion compared to accounts payable of $179.10 million and inventory worth $0.

In 2023, Unum Group's operating cash flow was $-232700000.00 while its capital expenditure stood at $27.20 million.

Comparatively, Unum Group paid $0.20 in dividends in 2023.

Other key metrics

Current Trading Price

$48.51

52-Week High

$51.15

52-Week Low

$35.7047

Analyst Target Price

$52.92

Unum Group stock is currently trading at $48.51 per share. It touched a 52-week high of $51.15 and a 52-week low of $51.15. Analysts tracking the stock have a 12-month average target price of $52.92.

Its 50-day moving average was $48.66 and 200-day moving average was $43.32 The short ratio stood at 2.22 indicating a short percent outstanding of 0%.

Around 87.8% of the company’s stock are held by insiders while 8752.7% are held by institutions.