Upstart Holdings Inc
Prices are adjusted according to historical splits.
- Today's Low:
- Today's High:
- Open Price:
- 52W Low:
- 52W High:
- Prev. Close:
- Market Cap.:
- $2.70 billion
- Book Value:
- Revenue TTM:
- $561.82 million
- Operating Margin TTM:
- Gross Profit TTM:
- $665.29 million
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
Upstart Holdings Inc had its IPO on 2020-12-16 under the ticker symbol UPST.
The company operates in the Financial Services sector and Credit Services industry. Upstart Holdings Inc has a staff strength of 1,875 employees.
Shares of Upstart Holdings Inc opened at $29.55 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $29.38 - $32.13, and closed at $31.34.
This is a +3.91% increase from the previous day's closing price.
A total volume of 6,781,416 shares were traded at the close of the day’s session.
In the last one week, shares of Upstart Holdings Inc have slipped by -4.89%.
Upstart Holdings Inc's Key Ratios
Upstart Holdings Inc has a market cap of $2.70 billion, indicating a price to book ratio of 1.9462 and a price to sales ratio of 1.2893.
In the last 12-months Upstart Holdings Inc’s revenue was $561.82 million with a gross profit of $665.29 million and an EBITDA of $-229003008. The EBITDA ratio measures Upstart Holdings Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Upstart Holdings Inc’s operating margin was -44.01% while its return on assets stood at -8.4% with a return of equity of -38.55%.
In Q2, Upstart Holdings Inc’s quarterly earnings growth was a positive 209.1% while revenue growth was a negative 39.2%.
Upstart Holdings Inc’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $-3.21 per share while it has a forward price to earnings multiple of 10.5597 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Upstart Holdings Inc’s profitability.
Upstart Holdings Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.2893.
Upstart Holdings Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.
Balance sheet and cash flow metrics
- Total Assets
- $1.76 billion
- Total Liabilities
- $6.94 million
- Operating Cash Flow
- Capital Expenditure
- $2.02 million
- Dividend Payout Ratio
Upstart Holdings Inc ended 2023 with $1.76 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.76 billion while shareholder equity stood at $638.15 million.
Upstart Holdings Inc ended 2023 with $0 in deferred long-term liabilities, $6.94 million in other current liabilities, 8000.00 in common stock, $-199863000.00 in retained earnings and $67.06 million in goodwill. Its cash balance stood at $443.67 million and cash and short-term investments were $443.67 million. The company’s total short-term debt was $279,178,000 while long-term debt stood at $930.65 million.
Upstart Holdings Inc’s total current assets stands at $443.67 million while long-term investments were $41.25 million and short-term investments were $41.25 million. Its net receivables were $49.96 million compared to accounts payable of $6.94 million and inventory worth $0.
In 2023, Upstart Holdings Inc's operating cash flow was $-38494000.00 while its capital expenditure stood at $2.02 million.
Comparatively, Upstart Holdings Inc paid $0 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
Upstart Holdings Inc stock is currently trading at $31.34 per share. It touched a 52-week high of $72.58 and a 52-week low of $72.58. Analysts tracking the stock have a 12-month average target price of $24.93.
Its 50-day moving average was $43.33 and 200-day moving average was $25.28 The short ratio stood at 1.56 indicating a short percent outstanding of 0%.
Around 1605.7% of the company’s stock are held by insiders while 3684.3% are held by institutions.
Frequently Asked Questions About Upstart Holdings Inc
Similar Industry Stocks (Credit Services)
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company’s AI-enabled bank and credit union partners. The company was founded in 2012 and is headquartered in San Mateo, California.