US Century Bank
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- Market Cap.:
- $217.53 million
- Book Value:
- Revenue TTM:
- $67.36 million
- Operating Margin TTM:
- Gross Profit TTM:
- $66.39 million
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
US Century Bank had its IPO on 2021-07-23 under the ticker symbol USCB.
The company operates in the Financial Services sector and Banks-Regional industry. US Century Bank has a staff strength of 198 employees.
Shares of US Century Bank opened at $10.81 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $10.59 - $10.83, and closed at $10.7.
This is a -0.65% slip from the previous day's closing price.
A total volume of 5,741 shares were traded at the close of the day’s session.
In the last one week, shares of US Century Bank have slipped by -3.86%.
US Century Bank's Key Ratios
US Century Bank has a market cap of $217.53 million, indicating a price to book ratio of 1.4272 and a price to sales ratio of 3.7116.
In the last 12-months US Century Bank’s revenue was $67.36 million with a gross profit of $66.39 million and an EBITDA of $0. The EBITDA ratio measures US Century Bank's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, US Century Bank’s operating margin was 41.2% while its return on assets stood at 0.94% with a return of equity of 11%.
In Q2, US Century Bank’s quarterly earnings growth was a negative -19.2% while revenue growth was a negative 3.5%.
US Century Bank’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $1.03 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into US Century Bank’s profitability.
US Century Bank stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.7116.
US Century Bank stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.
Balance sheet and cash flow metrics
- Total Assets
- $2.23 billion
- Total Liabilities
- $21.02 million
- Operating Cash Flow
- Capital Expenditure
- Dividend Payout Ratio
US Century Bank ended 2023 with $2.23 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.23 billion while shareholder equity stood at $183.69 million.
US Century Bank ended 2023 with $0 in deferred long-term liabilities, $21.02 million in other current liabilities, 19545000.00 in common stock, $-95088000.00 in retained earnings and $0 in goodwill. Its cash balance stood at $87.28 million and cash and short-term investments were $87.28 million. The company’s total short-term debt was $0 while long-term debt stood at $87.00 million.
US Century Bank’s total current assets stands at $95.31 million while long-term investments were $1.80 billion and short-term investments were $0. Its net receivables were $8.03 million compared to accounts payable of $21.02 million and inventory worth $0.
In 2023, US Century Bank's operating cash flow was $-44249000.00 while its capital expenditure stood at $38000.
Comparatively, US Century Bank paid $0 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
US Century Bank stock is currently trading at $10.7 per share. It touched a 52-week high of $14.82 and a 52-week low of $14.82. Analysts tracking the stock have a 12-month average target price of $11.94.
Its 50-day moving average was $11.16 and 200-day moving average was $11.23 The short ratio stood at 3.31 indicating a short percent outstanding of 0%.
Around 2388.3% of the company’s stock are held by insiders while 6169.7% are held by institutions.
Frequently Asked Questions About US Century Bank
Similar Industry Stocks (Banks-Regional)
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various banking products and services to small-to-medium sized businesses. The company accepts checking and savings accounts, certificates of deposit, and money market deposit and time deposit accounts. Its loan products include small business administration loans, yacht financing, residential real estate loans; commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.