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- Market Cap.:
- $44.59 million
- Book Value:
- Revenue TTM:
- $77.81 million
- Operating Margin TTM:
- Gross Profit TTM:
- $14.59 million
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
Usio Inc had its IPO on 2001-01-02 under the ticker symbol USIO.
The company operates in the Technology sector and Software-Infrastructure industry. Usio Inc has a staff strength of 117 employees.
Shares of Usio Inc opened at $1.74 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $1.68 - $1.77, and closed at $1.68.
This is a -2.89% slip from the previous day's closing price.
A total volume of 12,220 shares were traded at the close of the day’s session.
In the last one week, shares of Usio Inc have slipped by -0.59%.
Usio Inc's Key Ratios
Usio Inc has a market cap of $44.59 million, indicating a price to book ratio of 4.0871 and a price to sales ratio of 0.7581.
In the last 12-months Usio Inc’s revenue was $77.81 million with a gross profit of $14.59 million and an EBITDA of $522729. The EBITDA ratio measures Usio Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Usio Inc’s operating margin was -2.22% while its return on assets stood at -1.07% with a return of equity of -11.09%.
In Q2, Usio Inc’s quarterly earnings growth was a positive 0% while revenue growth was a positive 31.1%.
Usio Inc’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $-0.08 per share while it has a forward price to earnings multiple of 112.3596 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Usio Inc’s profitability.
Usio Inc stock is trading at a EV to sales ratio of 0.8191 and a EV to EBITDA ratio of -25.4188. Its price to sales ratio in the trailing 12-months stood at 0.7581.
Usio Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.
Balance sheet and cash flow metrics
- Total Assets
- $120.81 million
- Total Liabilities
- $103.59 million
- Operating Cash Flow
- Capital Expenditure
- Dividend Payout Ratio
Usio Inc ended 2023 with $120.81 million in total assets and $0 in total liabilities. Its intangible assets were valued at $120.81 million while shareholder equity stood at $15.06 million.
Usio Inc ended 2023 with $0 in deferred long-term liabilities, $103.59 million in other current liabilities, 196888.00 in common stock, $-70643175.00 in retained earnings and $0 in goodwill. Its cash balance stood at $6.58 million and cash and short-term investments were $6.58 million. The company’s total short-term debt was $706,562 while long-term debt stood at $0.
Usio Inc’s total current assets stands at $111.07 million while long-term investments were $0 and short-term investments were $0. Its net receivables were $5.22 million compared to accounts payable of $913277.00 and inventory worth $482170.00.
In 2023, Usio Inc's operating cash flow was $-170893.00 while its capital expenditure stood at $170893.
Comparatively, Usio Inc paid $0 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
Usio Inc stock is currently trading at $1.68 per share. It touched a 52-week high of $2.56 and a 52-week low of $2.56. Analysts tracking the stock have a 12-month average target price of $7.33.
Its 50-day moving average was $1.7 and 200-day moving average was $1.86 The short ratio stood at 1.93 indicating a short percent outstanding of 0%.
Around 3506.4% of the company’s stock are held by insiders while 2609.3% are held by institutions.
Frequently Asked Questions About Usio Inc
Similar Industry Stocks (Software-Infrastructure)
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check, a consumer non-sufficient funds check that is presented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment that is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. In addition, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. The company was incorporated in 1998 and is headquartered in San Antonio, Texas.