Waterstone Financial Inc
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- Market Cap.:
- $262.17 million
- Book Value:
- Revenue TTM:
- $142.42 million
- Operating Margin TTM:
- Gross Profit TTM:
- $161.54 million
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
Waterstone Financial Inc had its IPO on 2005-10-05 under the ticker symbol WSBF.
The company operates in the Financial Services sector and Banks-Regional industry. Waterstone Financial Inc has a staff strength of 742 employees.
Shares of Waterstone Financial Inc opened at $12.22 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $12.21 - $12.35, and closed at $12.24.
This is a 0% increase from the previous day's closing price.
A total volume of 34,852 shares were traded at the close of the day’s session.
In the last one week, shares of Waterstone Financial Inc have slipped by -4.75%.
Waterstone Financial Inc's Key Ratios
Waterstone Financial Inc has a market cap of $262.17 million, indicating a price to book ratio of 0.9952 and a price to sales ratio of 1.9764.
In the last 12-months Waterstone Financial Inc’s revenue was $142.42 million with a gross profit of $161.54 million and an EBITDA of $0. The EBITDA ratio measures Waterstone Financial Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Waterstone Financial Inc’s operating margin was 10.76% while its return on assets stood at 0.59% with a return of equity of 3.33%.
In Q2, Waterstone Financial Inc’s quarterly earnings growth was a negative -45.4% while revenue growth was a negative 20.4%.
Waterstone Financial Inc’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $0.6 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Waterstone Financial Inc’s profitability.
Waterstone Financial Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.9764.
Waterstone Financial Inc stock pays annual dividends of $0.8 per share, indicating a yield of 6.54% and a payout ratio of 135.59%.
Balance sheet and cash flow metrics
- Total Assets
- $2.23 billion
- Total Liabilities
- $400.50 million
- Operating Cash Flow
- Capital Expenditure
- Dividend Payout Ratio
Waterstone Financial Inc ended 2023 with $2.23 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.23 billion while shareholder equity stood at $355.76 million.
Waterstone Financial Inc ended 2023 with $0 in deferred long-term liabilities, $400.50 million in other current liabilities, 214000.00 in common stock, $272.23 million in retained earnings and $0 in goodwill. Its cash balance stood at $53.63 million and cash and short-term investments were $248.64 million. The company’s total short-term debt was $400,500,000 while long-term debt stood at $614.88 million.
Waterstone Financial Inc’s total current assets stands at $248.64 million while long-term investments were $195.01 million and short-term investments were $195.01 million. Its net receivables were $1.60 billion compared to accounts payable of $0 and inventory worth $0.
In 2023, Waterstone Financial Inc's operating cash flow was $0 while its capital expenditure stood at $104000.
Comparatively, Waterstone Financial Inc paid $1.36 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
Waterstone Financial Inc stock is currently trading at $12.24 per share. It touched a 52-week high of $17.2196 and a 52-week low of $17.2196. Analysts tracking the stock have a 12-month average target price of $15.5.
Its 50-day moving average was $13.5 and 200-day moving average was $14.7 The short ratio stood at 2.49 indicating a short percent outstanding of 0%.
Around 2783.7% of the company’s stock are held by insiders while 5672.8% are held by institutions.
Frequently Asked Questions About Waterstone Financial Inc
Similar Industry Stocks (Banks-Regional)
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage and municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.