X Financial Class A

Company Profile

X Financial Class A had its IPO on 2018-09-18 under the ticker symbol XYF.

The company operates in the Financial Services sector and Credit Services industry. X Financial Class A has a staff strength of 461 employees.

Stock update

Shares of X Financial Class A opened at $4.24 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $4.24 - $4.43, and closed at $4.4.

This is a -1.12% slip from the previous day's closing price.

A total volume of 11,657 shares were traded at the close of the day’s session.

In the last one week, shares of X Financial Class A have increased by 0%.

X Financial Class A's Key Ratios

X Financial Class A has a market cap of $211.86 million, indicating a price to book ratio of 0.185 and a price to sales ratio of 0.0344.

In the last 12-months X Financial Class A’s revenue was $4.08 billion with a gross profit of $1.59 billion and an EBITDA of $1.33 billion. The EBITDA ratio measures X Financial Class A's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, X Financial Class A’s operating margin was 32.5% while its return on assets stood at 8.8% with a return of equity of 23.35%.

In Q2, X Financial Class A’s quarterly earnings growth was a positive 127.3% while revenue growth was a positive 48%.

X Financial Class A’s PE and PEG Ratio

Forward PE

0

Trailing PE

1.4865

PEG

Its diluted EPS in the last 12-months stands at $2.96 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into X Financial Class A’s profitability.

X Financial Class A stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.0344.

X Financial Class A stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 7.21%.

Balance sheet and cash flow metrics

Total Assets

$10.42 billion

Total Liabilities

$662.71 million

Operating Cash Flow

$0

Capital Expenditure

$0

Dividend Payout Ratio

7.21%

X Financial Class A ended 2024 with $10.42 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $10.42 billion while shareholder equity stood at $5.38 billion.

X Financial Class A ended 2024 with $0 in deferred long-term liabilities, $662.71 million in other current liabilities, 207000.00 in common stock, $2.21 billion in retained earnings and $0 in goodwill. Its cash balance stood at $3.08 billion and cash and short-term investments were $3.08 billion. The company’s total short-term debt was $662,709,000 while long-term debt stood at $0.

X Financial Class A’s total current assets stands at $4.57 billion while long-term investments were $718.95 million and short-term investments were $0. Its net receivables were $1.49 billion compared to accounts payable of $0 and inventory worth $0.

In 2024, X Financial Class A's operating cash flow was $0 while its capital expenditure stood at $0.

Comparatively, X Financial Class A paid $0.07 in dividends in 2024.

Other key metrics

Current Trading Price

$4.4

52-Week High

$5

52-Week Low

$1.62

Analyst Target Price

$

X Financial Class A stock is currently trading at $4.4 per share. It touched a 52-week high of $5 and a 52-week low of $5. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $4.38 and 200-day moving average was $3.58 The short ratio stood at 1.19 indicating a short percent outstanding of 0%.

Around 163.3% of the company’s stock are held by insiders while 217.2% are held by institutions.