Yirendai Ltd

Company Profile

Yirendai Ltd had its IPO on 2015-12-18 under the ticker symbol YRD.

The company operates in the Financial Services sector and Credit Services industry. Yirendai Ltd has a staff strength of 1,064 employees.

Stock update

Shares of Yirendai Ltd opened at $2.53 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $2.52 - $2.58, and closed at $2.53.

This is a -0.39% slip from the previous day's closing price.

A total volume of 54,628 shares were traded at the close of the day’s session.

In the last one week, shares of Yirendai Ltd have slipped by -3.44%.

Yirendai Ltd's Key Ratios

Yirendai Ltd has a market cap of $225.08 million, indicating a price to book ratio of 0.1406 and a price to sales ratio of 0.0357.

In the last 12-months Yirendai Ltd’s revenue was $4.24 billion with a gross profit of $2.66 billion and an EBITDA of $2.20 billion. The EBITDA ratio measures Yirendai Ltd's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Yirendai Ltd’s operating margin was 51.47% while its return on assets stood at 15.7% with a return of equity of 27.93%.

In Q2, Yirendai Ltd’s quarterly earnings growth was a positive 97.7% while revenue growth was a positive 65.3%.

Yirendai Ltd’s PE and PEG Ratio

Forward PE

3.0731

Trailing PE

0.9478

PEG

1.24

Its diluted EPS in the last 12-months stands at $2.68 per share while it has a forward price to earnings multiple of 3.0731 and a PEG multiple of 1.24. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Yirendai Ltd’s profitability.

Yirendai Ltd stock is trading at a EV to sales ratio of 0.0013 and a EV to EBITDA ratio of -0.3637. Its price to sales ratio in the trailing 12-months stood at 0.0357.

Yirendai Ltd stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets

$9.37 billion

Total Liabilities

$437.97 million

Operating Cash Flow

$754.30 million

Capital Expenditure

$0

Dividend Payout Ratio

0%

Yirendai Ltd ended 2024 with $9.37 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $9.37 billion while shareholder equity stood at $6.99 billion.

Yirendai Ltd ended 2024 with $0 in deferred long-term liabilities, $437.97 million in other current liabilities, 130000.00 in common stock, $1.86 billion in retained earnings and $0 in goodwill. Its cash balance stood at $5.81 billion and cash and short-term investments were $5.91 billion. The company’s total short-term debt was $0 while long-term debt stood at $392.10 million.

Yirendai Ltd’s total current assets stands at $8.18 billion while long-term investments were $5.82 million and short-term investments were $102.59 million. Its net receivables were $2.25 billion compared to accounts payable of $66.74 million and inventory worth $0.

In 2024, Yirendai Ltd's operating cash flow was $754.30 million while its capital expenditure stood at $0.

Comparatively, Yirendai Ltd paid $0 in dividends in 2024.

Other key metrics

Current Trading Price

$2.53

52-Week High

$3.85

52-Week Low

$0.78

Analyst Target Price

$2.03

Yirendai Ltd stock is currently trading at $2.53 per share. It touched a 52-week high of $3.85 and a 52-week low of $3.85. Analysts tracking the stock have a 12-month average target price of $2.03.

Its 50-day moving average was $2.44 and 200-day moving average was $2.35 The short ratio stood at 0.36 indicating a short percent outstanding of 0%.

Around 0% of the company’s stock are held by insiders while 133.4% are held by institutions.