Prices are adjusted according to historical splits.
- Today's Low:
- Today's High:
- Open Price:
- 52W Low:
- 52W High:
- Prev. Close:
- Market Cap.:
- $191.90 million
- Book Value:
- Revenue TTM:
- $3.43 billion
- Operating Margin TTM:
- Gross Profit TTM:
- $2.66 billion
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
Yirendai Ltd had its IPO on 2015-12-18 under the ticker symbol YRD.
The company operates in the Financial Services sector and Credit Services industry. Yirendai Ltd has a staff strength of 1,064 employees.
Shares of Yirendai Ltd opened at $2.1 at the start of the last trading session i.e. 2023-06-03.
The stocks traded within a range of $2.1 - $2.24, and closed at $2.21.
This is a +8.33% increase from the previous day's closing price.
A total volume of 23,900 shares were traded at the close of the day’s session.
In the last one week, shares of Yirendai Ltd have increased by +2.31%.
Yirendai Ltd's Key Ratios
Yirendai Ltd has a market cap of $191.90 million, indicating a price to book ratio of 0.1406 and a price to sales ratio of 0.0357.
In the last 12-months Yirendai Ltd’s revenue was $3.43 billion with a gross profit of $2.66 billion and an EBITDA of $1.50 billion. The EBITDA ratio measures Yirendai Ltd's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Yirendai Ltd’s operating margin was 42.85% while its return on assets stood at 11.3% with a return of equity of 22.02%.
In Q4, Yirendai Ltd’s quarterly earnings growth was a positive 39.8% while revenue growth was a positive 6.6%.
Yirendai Ltd’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $1.93 per share while it has a forward price to earnings multiple of 3.0731 and a PEG multiple of 1.24. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Yirendai Ltd’s profitability.
Yirendai Ltd stock is trading at a EV to sales ratio of 0.0013 and a EV to EBITDA ratio of -0.3637. Its price to sales ratio in the trailing 12-months stood at 0.0357.
Yirendai Ltd stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.
Balance sheet and cash flow metrics
- Total Assets
- $8.54 billion
- Total Liabilities
- $1.62 billion
- Operating Cash Flow
- Capital Expenditure
- Dividend Payout Ratio
Yirendai Ltd ended 2023 with $8.54 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $8.54 billion while shareholder equity stood at $6.03 billion.
Yirendai Ltd ended 2023 with $0 in deferred long-term liabilities, $1.62 billion in other current liabilities, 129000.00 in common stock, $908.87 million in retained earnings and $0 in goodwill. Its cash balance stood at $4.27 billion and cash and short-term investments were $5.24 billion. The company’s total short-term debt was $0 while long-term debt stood at $767.90 million.
Yirendai Ltd’s total current assets stands at $8.34 billion while long-term investments were $2.70 million and short-term investments were $972.74 million. Its net receivables were $2.68 billion compared to accounts payable of $14.14 million and inventory worth $0.
In 2023, Yirendai Ltd's operating cash flow was $0 while its capital expenditure stood at $882000.
Comparatively, Yirendai Ltd paid $0 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
Yirendai Ltd stock is currently trading at $2.21 per share. It touched a 52-week high of $3.85 and a 52-week low of $3.85. Analysts tracking the stock have a 12-month average target price of $2.03.
Its 50-day moving average was $2.22 and 200-day moving average was $1.87 The short ratio stood at 1.02 indicating a short percent outstanding of 0%.
Around 0% of the company’s stock are held by insiders while 135.5% are held by institutions.
Frequently Asked Questions About Yirendai Ltd
Similar Industry Stocks (Credit Services)
Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People’s Republic of China. The company operates through Wealth, Credit, and Other segments. It offers loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. It also distributes short-term cash management and insurance products. In addition, the company offers consultancy; information technology support; referral; and IT, system maintenance, and customer support services. Further, it involved in the provision of services for financing lease; and insurance brokerage and electronic commerce businesses. The company offers its products through a wealth management website and mobile application. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings (Cayman) Limited.